Recently the Prime Minister of India announced a new scheme for the Indian Citizens as Atmanirbhar Gujarat Sahay Yojana. As the citizens are facing various problems in this COVID 19 lockdown situation, the government announced a new scheme named as Aatm Nirbhar Bharat Scheme. Under this scheme, the government wanted to implement various schemes for a different group of people. The government-sanctioned about Rs. 20 lakh crore for this scheme, which is about the equal to the 10% GDP of India.
On behalf of this scheme, the Gujarat Government has done a video conferencing cabinet meeting recently to discuss the benefits of this scheme. The Chief Minister of Gujarat State Shri Vijaybhai Rupani also chaired in this special meeting. Through this cabinet meeting, he heartily thanked Narendra Modi for the announcement of this 20 lakh crore scheme for the mass people.
As the Finance Minister Nirmala Sithraman already said about the scheme clearly that the small and medium enterprises, including trade and industry, will also get financial benefit from this scheme. The recent cabinet meeting of Gujarat Government also discusses this. In the meeting, the state cabinet discusses the strategy for implementation of this package in the Gujarat state.
In this article, we will share with you all the information related to Atmanirbhar Gujarat Sahay Yojana. In this article, we will provide all the procedure easily to grab the benefits of this scheme. We will share all the important information such as benefits, eligibility criteria, documents required, application procedure and so on.
Recently, the Deputy Chief Minister Shri Nitinbhai Patel, State Home Minister Shre Pradipsinh Jadeja and other reputed had ministers along with the Chief Minister Shri Vijaybhai Rupani joined a video conferencing. In this video conferencing, the Chief Minister has reviewed the present conditions of COVID 19 patient of the state. The ministers have also discussed to launched a new scheme for the people of Gujarat State under PM Aatm Nirbhar Yojana.
Under this video meeting, the government decided to launch a new scheme as Atmanirbhar Gujarat Sahay Yojana for the people of Gujarat State. The government launches this scheme for all the entrepreneurs such as small and medium businessman, skilled workers, Autorickshaw owners, barbers, electricians and others with low income.
Along with this the CM also reviewed the COVID 19 district wise conditions and also reviewed the distribution of free food grains in the state district wise. He also reviewed all the government-approved fair price shops.
The Chief Minister also discusses some matter and he also directed the District Collectors to execute the plan to sent other state labours back to their native homes at a short time. These migrant labourers are stuck in many places like Surat, Vadodra, Ahmedabad, and Rajkot and so on. Most of the migrant workers belong to different states like Bihar, Jharkhand, Odisha and Uttar Pradesh (UP). Many senior Police officers have joined this video conference meeting to tell about the present situation of Gujarat State.
Some Highlighted Points About Atmanirbhar Gujarat Sahay Yojana 2020
Name of the Scheme
Atmanirbhar Gujarat Sahay Scheme
The citizens of Gujarat State
To provide loan at low interest
Mode of application
Offline (Online will be updating soon)
Atma Nirbhar Gujarat Sahay Yojana 2020
The Chief Minister of Gujarat State Shri Vijay Rupani recently connected in a video conference meeting with the other cabinet ministers of the state. In this video conference, they have discussed the present condition and launch a new scheme “Atmanirbhar Gujarat Sahay Yojana” for the people of Gujarat State in this lockdown situation. This scheme is launch for all the entrepreneurs of the state.
According to the government report, under this scheme, the beneficiaries will get the loan up to Rs. 2 lakh at only 2 per cent of the annual interest rate. The rest 6 per cent interest will be repaid by the state government to the banks. Actually, in general words, the Atmanirbhar Gujarat Sahay Yojana will provide Rs. 1 lakh loan at 2% interest rate scheme.
For this purpose, the state government has sanctioned 5000 crore package for the people of the state. This scheme includes small and medium businessmen, skilled workers, electricians, autorickshaw owners, barbers and others with lower income and needs some financial help in this COVID 19 lockdown situation.
The government said that the government of Gujarat will pay the rest 6% interest of loan to the banks that will get the loan under Atmanirbhar Gujarat Sahay Yojana (AGSY), which is mainly targeted at the small businessmen. The beneficiaries even no need to pay the interest of their loan for the first six months from the date of loan sanctioned. About 10 lakh people will get benefit under Atmanirbhar Gujarat Sahay Yojana Loan Scheme. The benefited loan will be given by about 220 Urban Cooperative Banks and credit societies. The average loan period will be 3 years.
Important Dates of Aatm Nirbhar Gujarat Sahay Yojna
Application Start Date
21 May 2020
Last Date of Application
31 May 2020
Beneficiaries Under AGSY Scheme
o Small and Medium Businessman
o Skilled Workers
o Autorickshaw Owners
o Other people with low income
Atmanirbhar Gujarat Sahay Yojana – Gujarat Govt’s helping hand in the form of Rs.5000-crore package for the small businessmen, skilled workers, autorickshaw owners, electricians, among others whose economic activities have been disrupted due to the prevailing COVID-19 lockdown. pic.twitter.com/4qOFCylkSw
Many states have implemented many different schemes for their citizens. But most of the schemes are common, as most of the states have declared to give financial assistance of about Rs. 5000/- to their citizens for one time only. This small amount, of course, not much help needy people. In this opinion, the Chief Minister of Gujarat said, “About 10 lakh such people will get the loan of Rs. 1 lakh each from different banks at only just 2% of annual interest. Even the beneficiaries no need to pay any interest for the first six months.
The CM said that the loan will be given on the basis of a simple application procedure. There’s no guarantee required to grab this Gujarat 1lakh rupees loan scheme. The state government will pay the rest 6% of annual interest to the banks for the beneficiaries.
After looking at the problem of small entrepreneurs in this lockdown situation, the government of Gujarat launched this Atmanirbhar Gujarat Sahay Loan Scheme to help financially to them. Under this scheme, more than 10 lakh people of Gujarat state will get the benefit of Rs. 1 ah loan at the annual interest rate of only 2%.
The CM said that this scheme will help the small and medium industries to grow again, which is facing loss in this lockdown situation.
Benefits of Atmanirbhar Gujarat Sahay Yojana
The government of Gujarat launched this scheme for its citizens. All the benefits of this scheme are:
Under this scheme, the beneficiaries will get a loan with only a small amount of interest.
The beneficiaries will get the loan at only 2 per cent of the loan.
Other 6 per cent of interest will be payable by the government to the banks.
The beneficiaries should not pay any interest for the first six months.
All the small businessmen, skilled workers, autorickshaw owners, electricians and barbers will get the benefit of this scheme.
This scheme will benefit about 10 lakh small businessmen of the Gujarat state. Along with than the small shop owners, vegetable owners and autorickshaw owners will also get this benefit.
The beneficiaries will get the benefit of Rs. 1 lakh loan under this scheme.
All the beneficiaries only should pay 2% of interest, the other 6% of interest will be payable by the government directly to the banks.
The beneficiaries shouldn’t pay any interest for the first 6 months.
The government has sanctioned about Rs. 5000 crore package for this scheme.
Implementation of This Scheme
This scheme is very important for citizens. More than 10 lakh applicants can get this benefit of Rs. 1lakh loan. All the beneficiaries will get this loan from the banks at only 2% of annual interest, the other 6% of interest will pay by the government. All the payable amount will be transferred directly to the beneficiaries bank account. All the beneficiaries will get their benefit without any assurance. The beneficiaries will get this scheme for 3 years tenure.
Atmanirbhar Gujarat Sahay Yojana Online
Recently, the Chief Minister of Gujarat State Shri Vijay Rupani announced about Atmanirbhar Gujarat Sahay Yojana for their state people. This scheme was launched for the small and medium shop keepers and self-employed who face a great loss in this COVID 19 lockdown situation. Under this scheme, the beneficiaries will get the loan of about Rs. 1 lakh at the annual interest rate on only 2% for three years. The applicants only need to fill an application from state and district cooperative banks to grab the benefits of the loan. Even they don’t need to pay any instalment to the banks for the first six months.
The CM of Gujarat said that the state government will pay the rest six per cent of annual interest to the banks for the beneficiaries. The applicant even doesn’t need to pay any processing fee to grab this loan. According to the government report, more than 10 lakh shop keepers and self-employed will be benefited under this scheme. Like other loan schemes, the applicant must need to fill the Atmanirbhar Gujarat Sahay Yojana online application form in the cooperative banks. All the applicants will have to make a registration for this scheme by filling up the Atmanirbhar Gujarat Sahay Yojana apply online from in the banks. Even for the help for the applicants, the government will also launch the online application process of Atmanirbhar Gujarat Sahay Yojana soon.
The main aim of AGSY scheme is to give benefits to the small businessman and self-employments and other lower-income groups. According to Atmanirbhar Gujarat Sahay Yojana the loan tenure will about 3 years, even the beneficiaries no need to pay instalment for the first 6 months. This scheme is actually launched under Aatm Nirbhar Bharat Abhiyan Scheme, which was recently launched by the Central government.
Atmanirbhar Gujarat Sahay Yojana Apply Online
You should follow the below mention steps to apply for this scheme:
First of all, you should download the application form from the official website.
After downloading the form, you should fill the form carefully through your basic details.
You should also fill your bank details on that form.
After that, you should attach all the required documents with the form.
Along with the official website, this application form is also available at more than 9000 places. You can find get the application forms from the district cooperative banks, urban cooperative banks and from the credit societies.
After that, you must submit the application form at any braches of the District Co-operative banks, urban cooperative banks and credit societies of Gujarat State.